Frequently Asked Questions about Selling Your House to Housebuyer™
We understand that selling your house could be a difficult and long process, especially if you are in behind in your payments or have a house in need of repair. For more than 20 years we have simplified with our Rapid House Purchase Program. Our proven program eliminates the fat and wasted time and money typically associated with selling a house.
By eliminating the middleman your selling process is less costly because you have no commissions or hidden fees.
By eliminating the retail house buyers your selling process is easier because we do not rely on approval of a bank for our funding.
By eliminating the tire-kicking house shoppers you don’t need to fix up or dress-up your house. And you won’t need to maintain the house in perfect condition for showings or appraisals. So you save time and money.
And by writing the offer to purchase tailored to fit your specific situation you can clearly see how we can close according to your time-frame; in as little as five business days if needed.
I would be happy to explain other options that may be available to you by calling or filling out our fast and free confidential seller questionnaire.
BEWARE OF IMITATORS
At the risk of sounding overly dramatic I would like to mention this: Beware of imitators, scams artists and illegitimate or ‘newly minted’ companies who advertise “We Buy Houses”. Always research any house buyer you chose to work with and be sure to contact only verified and proven Housebuyer™ to ensure you are working with an official, local, house buying expert you can trust.
We’ve compiled a list of answers from our most frequently asked questions. I hope this page helps you find the answers you’re looking for. If you don’t see the answer to your questions give me a call. We are happy to help and provide a free valuation followed by full details of how to sell your house within days and for cash.
The number one question, by far, over the years we’ve been doing this is:
How does your program work?
Because we are the direct investor/buyer there is no middleman. After you call or complete the seller form we pay a short visit to your house and discuss your needs. We give you a reasonable offer for the house. You decide whether that offer works for you. We schedule a closing at a certified closing agent as quickly as YOU need. We handle all the details. You show up and collect your cash.
How do I get you to make me an offer?
Fill out the house seller form thoroughly and accurately and we will contact you within 24 hours.
Are there any fees or costs associated with selling my house?
No! We buy houses and will make you an offer without real estate agent fees or commissions.
I need to sell my house fast. How long might it take for me to get an offer to sell my house?
Every situation is unique, but it’s not uncommon to get a cash offer in as little as 24-48 hours.
What if my house needs repairs?
We buy houses as-is, there are no need to make repairs.
How long does it take to close?
It depends on your situation, but typically we can close within 7 to 14 days.
I'm behind in my loan and in foreclosure. Are you still interested?
Yes, as long as the foreclosure has not been completed, meaning the bank owns it, we can still make an offer to buy the house. We regularly purchase houses that are behind in payments, facing foreclosure, or underwater.
We advise you call or fill out the seller form immediately. Once we understand your situation we can discuss the best method to help your unique case. We have qualified investors who deal specifically with repossession cases, who can hold off the repossession, giving you the time to sell your house for the best possible price.
If you buy my house before the bank forecloses, can I save my credit?
Selling your house before final foreclosure will prevent a “foreclosure” from appearing on your credit report and generally is better for your credit.
Can you buy my house if it's vacant?
Yes, the house can be in any condition and it does not matter if you occupy it, have a renter in the house, or if it is vacant.
Can you buy my house if I have a bad tenant in there now?
Yes. We routinely help landlords sell rental properties and are experienced in dealing with bad or problem tenants.
My house is presently listed for sale with a real estate agent. Can you still buy my house?
Yes we can still purchase your house. Typically agents will keep house owners locked into a 12 week contract. You’ll need your agent’s permission to let you out of the listing early or negotiate to pay all or some of their commission.
So we can work around this and complete your sale after your current contract expires. Our house buying team is more than happy to assist with all aspects of your property sale, to ensure you’re looked after and provided the best service.
If I have moved out of the area do I have to come back into town for a closing?
No, you wont have to come back. We can set it up so you can complete your end of the closing at your local attorneys’ offices or title company. Your check can be mailed or deposited directly into your account.
I owe more than my house is worth. Can you help me?
Yes we can. Unfortunately, this is common and we can work with you and your bank through a process called a “short sale” to buy your house.
How long does your rapid house purchase process take?
Typically we can buy your house within 2 weeks. However, every case is different and therefore we work on a time-frame tailored to suit your and needs. In some cases we have the entire process completed in a week.
What is the fastest way to sell my house?
There are many different ways to sell your house. The most commonly used method of using an agent can often take the longest time. Often the minimal time of selling your house through an agent will be three months followed by an additional delay with appraisals, surveys, mortgages, title work etc. The process is most often long, slow and drawn out.
Housebuyer™ is one of the fastest ways to sell your house for a cash offer. We can buy your house in just a few weeks. No delay, no fuss. Housebuyer™ is fast, convenient and we don’t charge you any expensive commissions, costs or fees.
What are the fees for your quick house sale service??
In most cases there are NO FEES. From our first valuation over the telephone, throughout the closing of escrow, Housebuyer™’s service is FREE. Typically we pay for all costs, so that you don’t have to. Our service is convenient, free and fast.
I'm moving abroad. Can you buy my house fast?
Our simple, quick and reliable service means that we can provide you with a cash offer within 24 hours and buy your property typically within weeks. Expedited closing service is available when time is of the essence.
I can't sell my house. It's been on the market for months – can you help us?
We can buy any house in any condition. We will provide you with a cash offer so you can sell fast. We can pay all the costs and aim to pay the best possible price for your house – up to 85% of your property value.
How easy is the entire process. Do I have to fill out any paperwork or contracts?
Our team of experts property buyers will help you throughout the entire process. We have an easy to understand contract to minimalise the paperwork and to help take away the stress of selling your house.
I need to sell my house, but it needs lots of work will you still buy it?
Unlike retail home buyers, who typically need a mortgage-approved house, we can buy your house in any condition and we promise to still give you a good offer.
What do you mean by 'any condition'? What if my house needs repairs?
We can buy property that banks wont lend on and real estate agents wont list: those that are condemned, have mold, bed bugs, murder/crime/suicide, and even haunted houses. We will buy your house as-is. No contingencies. We will take care of all repairs. If you have to sell move a property quickly for any reason and in any price range
Do you buy any type of property?
We buy a range of property types including: houses, rental property, bungalows, commercial property and even very unique and stigmatized houses. We buy and sell houses in any area, condition or price range. In other words, we will work with your house “as-is” so you don’t need to do any more repairs or spend any more money.
We can work with any house owner who needs to solve their real estate problem quickly
Can you purchase properties at any price, even higher priced properties?
Yes, we can work with any house owner who needs to solve their real estate problem quickly for any reason and in any price range as long as there’s a profit reason for us to get involved. We have private funds to acquire properties up to $1 million including rehab, in any condition, throughout in Fort Wayne, Indiana and Florida.
How do you value my property?
Housebuyer™ has a chartered appraisal software and surveyors in the field that possess excellent valuation skills. As life-long residents we also have a great understanding of valuing our neighborhoods correctly. Finally, we run our numbers by an independent asset management company to value each property based on rental rates verses retail sales so you can be rest assured you will get a true market value.
Do you have the funds ready to buy my house?
Housebuyer™ has a 21 year proven track record and real estate program which unlike other house buying companies have the cash funds available to buy your house quickly and efficiently.
How Quick will I receive an offer?
Once we have spoken to you, we will be in a position to make a formal offer within 24 hours.
What makes Housebuyer™ different?
Experience in helping people solve real estate related problems. For over a decade the principals of Housebuyer™ have helped people solve house problems and move on with their lives.
Do we have to fix the house before you’ll buy it?
We buy houses in as-in condition so you don’t have to fix them up. In fact, you don’t have to fix anything, paint anything, heck you don’t even have to wash the dishes to have us over – we’re looking at the house and it’s potential.
Are there any fees or obligations if I fill out the online form?
We appreciate your inquiry. There are never any fees or obligations to have Housebuyer™ assess your house. Our initial consultation is free, and you’re under no obligation. After the initial consultation, if you desire our assistance, we can provide our services in most cases, at no out of pocket costs to you.
Are you interested in listing my house?
Absolutely not! We do not want to list your house, we want to buy it. And we can close as quickly as you would like.
What if I am behind on my payments or in foreclosure, can you help?
Yes, if you contact us now, we may be able to help catch up your back payments and stop the foreclosure process. The foreclosure clock starts sooner than most think. And then the additional charges and attorney fees usually put the cost of digging out of the hole too high. If you have been sent a letter of default or the bank has called you – you need to Get a No Risk, No Obligation offer Now.
Can you really help me?
We’ve helped all sorts of people in all sorts of situations, however every situation is unique and different, which is why it’s important that we meet with you in person to let you know about all of your options and which ones will and won’t work for your individual situation. When I send the form to sell my house, when will I hear from you? After we receive property acquisition form, we will review your information and get back to you within 24 hours.
I Want Cash! Will you pay me cash for my house?
Yes, we can and do pay all cash for houses. An example of when we must use cash would be to stop a house from going into foreclosure.
How Do I Know I Can Trust You?
For over 11 years we have been getting that question. I can understand your concern so Find out who we are. And, look at our history on the Better Business Bureau. If your then comfortable we’ll meet face-to-face after you call. You’ll find I don’t make empty promises. I shoot straight and tell you like it is.
From past experience I believe I can create a solution that will work for both of us. If not, or if you’re not comfortable after we meet, we’ll shake hands and go our separate ways. In fact, I wouldn’t enter into an agreement with anyone if I wasn’t comfortable with that person, and I wouldn’t expect you to either.
I encourage you to read our success stories from past clients who were in situations where they needed to sell their house, and they were very happy with the solutions we were able to give them.
Are you Realtors who just want to list my house?
While we do have a licensed Realtor on staff, we understand that simply listing your house is often not the best or quickest solution for your real estate problem. We do not employ a single solution for all real estate situations, we design custom solutions according to your particular needs.
In some situations a mortgage workout makes the most sense, in other situations listing your house with a Realtor makes the most sense, and in other situations selling your house on a lease-option makes the most sense.
Why Don't I Just List It With A Realtor?
That’s certainly an option for some folks. But obviously a Realtor won’t make your payments for you while they’re attempting to sell your house. Average listings in Allen County sit on the market 95 days.
How would an offer tomorrow sound? I can guarantee you an offer on your house in writing, in 24 hours! We can close in days! With a Realtor commission of 7% and closing costs of 3% – your 10% down already (not counting that full price offers are non-existent). Some folks even need to bring money to closing!
I’m willing to make your payments, lease or buy your house, and maintain it all the while. I’ll give it my personal attention, and you can forget about it and get on with your life. NO MORE OPEN HOUSES.
I don't have enough equity to sell with a real estate agent, can you help?
Yes. In fact this is a very common situation because for the first several years of a mortgage the bulk of all your payments goes towards interest. In these situations we still help you, the seller, by quickly getting your house payments off your back
and making sure the house is not a problem.
What if you die?
Hey, This is a legitimate question! And the answer is as common as every other business you deal with. Just because one person in a company dies – the company does not. The company and your agreement with the company survives intact.
What kind of assurances do I have that you will perform as you say?
Our track record and sterling reputation in the city is just an outward expression of our inner beliefs the you, our client will always come first. Because we feel so passionately about your total satisfaction we went even further than just promising we will follow through.
To demonstrate our total commitment to you, and to alleviate any concerns about what you can expect form us, we put it all on the line. We developed what we call our, “It’s EZ or it’s Free – Better Than Risk-Free guarantee”.
Now, we know we cant answer every concern here so if you are struggling with questions or just want some clarification; do not hesitate try and sell your house. If you have got this far you are obviously serious about selling your house.
So take the next step and fill out a No Risk Free Property Evaluation to see if and how we may be able to sell your house.
We respond within 24 hours-
Remember, we are here to help.
You can know for sure where you stand. We know who we work for – we work for you. Please remember, you, our clients are not a bother… YOU are the reason we are here.
Simply complete our Seller Questionnaire as thoroughly and accurately as possible. It’s completely confidential, costs nothing and you’re under no obligation.
It’s completely confidential, costs nothing and you’re under no obligation. If your house qualifies and you’re flexible on price or terms, we’ll schedule a time to come out and make you an offer to buy your house in one hour or less, Guaranteed!*